I was in a car wreck and lost several teeth as a result. If the car wreck wasn’t my fault does the other driver pay? If so, can the dentist who treated me just bill them? These tooth replacements are stinking expensive!
I’m very sorry about your car wreck. That must have been frightening. Depending on your car insurance, there may be coverage for your treatment. How that works varies from policy to policy. If you have no coverage, then, technically, the person responsible for the accident should be the one paying for your dental care which resulted from their actions.
That being said, unless they have insurance which is willing to cover that or they are honest people who take responsibility for the trauma they’ve caused, you’ll probably have to take them to court.
An emergency dentist can only bill the person receiving the treatment unless another party agrees to pay or there is a court order for someone else to pay. In effect, that leaves you paying the bill, at least in the short term. So, how do you afford dental care you can’t afford?
First, let me give you an important note. If you end up taking them to court, they will only bill them for work that needed to be done when seen by a dentist in a timely manner. If you wait to see a dentist and other problems result from that, they won’t be covered. Make sure you get in as soon as possible.
Affording Emergency Dental Care
Many dentists are compassionate and will give you the immediate care necessary and allow you to pay it out. For you, with losing teeth, they could put a temporary tooth replacement in that doesn’t cost very much while you work with insurance companies or court cases to get the money for a permanent replacement.
However, make sure you get the cost of the final treatment to use when dealing with the courts, etc.
The best tooth replacement to get is dental implants. However, they are expensive. If you don’t get the award or reimbursement you need from the court system you may want to look at Care Credit. This is a medical “credit card” which allows you to get the treatment you need and pay it out slowly. Depending on your credit, you may even be able to get 0% interest payments.
Best of luck to you. I hope the people who hit you have integrity and own up to their responsibility.
This blog is brought to you by Vero Beach Dentist Dr. Rick Root.